MLDUK Block Insurance Scheme
MLDUK are pleased to announce the launch of our new Block Insurance Scheme available to members. The scheme will cover hundreds of natural therapies you may require cover for within the premium subject to suitable qualifications held.
Higher risk therapies may also be added to the policy for a small additional premium. The policy has been arranged through Balens and the insurer for the scheme is the Zurich Insurance plc and DAS Legal Expenses. Balens are a well established, fourth generation family-run business with 40 personnel dedicated to looking after Health Professionals. They are built on solid roots going back to 1950 and are Pioneers in the development of top quality cover for all types of Health Professional with special rates and industry leading cover that has been developing and improving over 19 years in this speciality.
The policy wording is unique to Balens, designed by them in conjunction with Zurich Insurance plc, and is one of the widest available on the market and includes many features that other policies do not.Insurance Scheme premium starts from £61.19 for £4M or £70.40 for £6M cover for the year, some of the features covered in the policy consist of:
- Medical Malpractice
- Professional Liability
- Public Liability
- Product Liability
- Loss of Reputation
- Breach of Intellectual Property
- Client Confidentiality Protection
- Loss of Documents cover
- First Aid cover
- as well as Good Samaritan Acts
The indemnity limit selected (i.e. £4m for a £4m policy) is the maximum per claim however unlike other policies on the market, we allow an unlimited number of claims in the year (products cover is in the aggregate) and legal costs are in addition to this. Included is Retro-active cover to pick up any previous work performed under another policy which may no longer cover you at no extra charge and the policy covers you to work anywhere in the UK. Temporary cover abroad is available at no additional premium for up to 6 months as long as you are a UK resident excluding USA/Canada. If you cease to practice Balens include unlimited run off cover which means the policy will always be in place if a claim was made after you stop the policy running and this is free of charge. We also include our DAS Legal Expenses package covering Inland Revenue (IIRMC) Investigation cover, free legal advice helpline, criminal allegations made against you including sexual impropriety and many other features.
If you would like to take out the policy please contact Balens directly on 01684 580771 or e-mail [email protected] requesting information on the MLDUK insurance scheme. After receiving the information if you would like to take the policy out, please complete the form and return it directly to Balens with payment. At renewal you will have the option of renewing online and paying by direct debit over paying by direct debit over 10 months at the interest rate applicable at the time.
For the purpose of insurance, Manual Lymph Drainage is an Introducer Appointed Representative of Balens Ltd, Bridge House, Portland Road, Malvern, WR14 2TA, who are authorised and regulated by the Financial Conduct Authority.
As an IAR of Balens we recommend Balens to our members for insurance, however we are unable to advise about insurance or collect and hold client's insurance money or receive completed insurance proposals from our members.